Home  /  How It Works

Just a few simple steps

From your first login to money in your wallet — the whole journey happens inside the app, with no paperwork and no branch visits.

The journey

Three steps to your credit limit

STEP 01

Apply online quickly

Enter your mobile number, verify with the OTP and start your journey. Registration takes less than a minute.

STEP 02

Complete your profile

Upload a clear photo of your PAN card and fill in your basic details. Each completed section pushes your assessed limit higher.

STEP 03

Get your limit & withdraw

Our model assesses your credit history and returns your limit. Withdraw the amount you need — funds transfer straight to your wallet.

Screen by screen

What you will see in the app

Clear limits, clear costs, clear repayment dates — every screen tells you exactly where you stand.

RupeeFlow login screen with mobile number verification
1 · Log in with your mobile number
RupeeFlow profile form with PAN card upload and limit progress bar
2 · Upload your PAN & details
RupeeFlow approval result showing the assessed credit limit
3 · Receive your assessed limit
RupeeFlow home screen with withdrawal and repayment entries
4 · Withdraw whenever you need
Before you start

What you need to apply

Valid identification

A clear photo of your PAN card — photocopies are not acceptable. Your name, date of birth and PAN number must be readable.

Age 18 or above

You must be 18 years of age or older to apply. Minors are not eligible for a RupeeFlow credit limit.

An active mobile number

Your +91 mobile number receives the verification code used to create and secure your account.

A wallet or bank account

Approved withdrawals are transferred to your account, and repayments are collected from it.

Ready to see your limit?

The assessment is free. You decide afterwards whether — and when — to withdraw.

Get Limit Now